Game Day Nacho Dip is a staple in my kitchen whenever friends gather for a big game or casual get-together. I love how easy it is to assemble, and it always disappears fast. The bubbling cheese, savory beef, and hint of spice make it a crowd-pleaser every time.

This dip is special because it combines all the best parts of loaded nachos into a single, scoopable dish. The aroma of seasoned beef and melted cheese fills the kitchen, and the creamy layers are perfect with crunchy tortilla chips. I usually serve it straight from the oven, piping hot, so everyone can dig in while it’s gooey and fresh.

It’s also forgiving—if I’m short on time, I can prep it ahead and bake just before guests arrive. The texture is hearty and satisfying, with a bit of crunch from fresh toppings like green onions and jalapeños. Whether it’s halftime or just a movie night, this dip always hits the spot.

Quick Facts

Why You’ll Love It

This nacho dip is a guaranteed hit for any casual gathering. It’s hearty, cheesy, and loaded with flavor, making it perfect for sharing. You’ll love how simple it is to pull together, and how customizable it can be for your crowd.

• One-pan, easy prep and cleanup
• Hearty layers of beef, beans, and cheese
• Customizable spice level
• Perfect for dipping with chips or veggies
• Great for making ahead
• Feeds a crowd

Ingredients

All the ingredients for this nacho dip are easy to find and keep well in the pantry or fridge. The base is ground beef and refried beans, layered with salsa and plenty of cheese. I like to finish it with a few fresh toppings for color and crunch.

• 1 pound ground beef
• 1 (1 oz) packet taco seasoning
• 1 (15 oz) can refried beans
• 1 cup salsa (mild or medium)
• 2 cups shredded cheddar cheese
• 1 cup shredded Monterey Jack cheese
• 1/2 cup sour cream
• 1/4 cup sliced green onions
• 1/4 cup sliced pickled jalapeños
• 1 medium tomato, diced
• 1 tablespoon olive oil
• Tortilla chips, for serving

Step-by-Step Instructions

This dip comes together in layers, starting with seasoned beef and beans, then topped with salsa and cheese. You’ll bake it until bubbling, then add fresh toppings just before serving. Here’s how to make it step by step:

1. Preheat oven to 375°F (190°C).
2. Heat olive oil in a large skillet over medium heat. Add ground beef and cook until browned, breaking it up as it cooks, about 5–7 minutes.
3. Drain excess fat. Stir in taco seasoning and 2 tablespoons water. Cook for 1–2 minutes until combined.
4. Spread refried beans evenly in the bottom of a 9×13-inch baking dish.
5. Layer the cooked beef over the beans.
6. Spoon salsa evenly over the beef layer.
7. Sprinkle cheddar and Monterey Jack cheeses evenly over the top.
8. Bake uncovered for 18–20 minutes, until cheese is melted and dip is bubbling.
9. Remove from oven. Let cool for 5 minutes.
10. Dollop with sour cream and sprinkle with green onions, jalapeños, and diced tomato.
11. Serve hot with tortilla chips.

Chef Tips

This dip is flexible and forgiving, so don’t stress about perfection. Here are a few tips to make it even better:

• Use a glass or ceramic baking dish for even heating.
• Drain beef well to avoid a greasy dip.
• Add extra cheese for a gooier top.
• Let the dip sit for a few minutes before serving to firm up.
• Top with fresh cilantro or avocado for more flavor.
• Keep chips nearby—this dip goes fast!

Substitutions

You can easily adapt this recipe to suit your tastes or what you have on hand. Here are some simple swaps:

• Swap ground turkey or chicken for beef.
• Use black beans instead of refried beans.
• Try pepper jack or mozzarella for cheese variety.
• Use Greek yogurt instead of sour cream.
• Add corn or black olives for extra texture.
• Make it vegetarian by omitting meat and doubling the beans.

Storage & Reheating

Leftover nacho dip keeps well and reheats easily. Here’s how to store and enjoy it later:

• Cool completely before covering and refrigerating.
• Store in an airtight container up to 3 days.
• Reheat in a 350°F oven until hot, or microwave individual portions.
• Add fresh toppings after reheating for best texture.
• Not recommended for freezing due to dairy and texture changes.

Perfect Pairings

This nacho dip pairs well with a range of drinks and sides for a complete spread. Here are a few of my favorites:

• Cold Mexican lager or light beer
• Classic margaritas
• Fresh guacamole and salsa
• Crisp green salad with lime vinaigrette

FAQs

Here are answers to some common questions about making and serving this nacho dip. These tips should help you get the best results every time.

Nutritional Note

Nutrition will vary by portion size and toppings, but expect this dip to be rich and filling, with a good balance of protein, carbs, and fat.